• A detailed client case spoken to EasyLife AI using a highly accurate hands-free voice input

• A follow-up question asked after the first rate-class assessment on the client profile

• A mid-quote change to the client profile, then a quick reassessment

• Rate quotes that reflect the most recent assessment of the client profile (not generic estimates)

Who it's for

• Financial advisors in banks and credit unions who want to offer Life to high-value clients but have little or no experience selling Life

• Agency and BGA teams selling Term Life, looking to standardize multi-carrier underwriting rules across producers and reduce NIGOs and rework

• Phone sales teams that want faster, cleaner first-pass submissions in seconds, not hours

What it is

An advisor-facing AI chatbot that applies real multi-carrier underwriting rules during the quote to guide rate class and product fit. You can speak or type the case, refine details, re-assess, and return accurate rate quotes tied to the latest client profile.

Why teams use it

• Quote cleanly the first time. Carrier rules drive guidance so agents avoid guesswork that leads to rework.

• Fewer NIGO and OTA issues. NIGO = Not In Good Order. OTA = Other Than Applied. Problems surface during quoting, not after submission.

• Faster placement. Clear next steps keep cases moving.

How teams use it

• Financial advisors (banks/CUs): Run discovery without exposing client identity during exploration. Discuss assessment rationale with clients, decide whether to proceed, then capture identity only when ready.

• Brokers and agencies: Pre-qualify cases before submitting. Reduce back-and-forth with underwriting by aligning to carrier rules during the quote.

• BGAs: Give producers a consistent pre-underwriting workflow. Fewer NIGOs, better placement velocity, faster handoffs when escalation is needed.

• Call centers / phone sales: Standardize the conversation, handle changes quickly, re-assess, and keep quotes synced to the latest profile.

Next steps